Physics
Wollen clothes keep the body warm because

Wool absorbs radiant heat from outer objects
Wool rejects heat from the outer objects
Wool increases the temperature of the body
Wool is a bad conductor

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Physics
Railway tracks are banked on curves so that

Necessary centrifugal force may be obtained from the horizontal component of the weight of the train
No frictional force may be produced between the tracks and the wheels of the train
The train may not fall down inwards
Necessary centripetal force may be obtained from the horizontal component of the weight of the train

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