Earliest evidence of Banking in India is found from the period of Vedic Civilization. During those days, loan deeds called rnapatra (ऋणपत्र) or rnalekhya (ऋणलेख्य) were prevalent. Interest rates as well as usury (सूदखोरी) was prevalent in Vedic India. The Vedic word Kusidin refers to an usurer (सूदखोर).This term is also found in Manusmriti.
According to B. B. Lal, former DG of ASI, Kalibangan site shows that an earthquake occured around 2600 BC, which brought to an end the Early Indus settlement at the site. It is perhaps the earliest archaeologically recorded earthquake.