Physics
Why two thin shirts can keep us warmer than a single thick shirt in winter ?

Air layer between two shirts works as good conductor
Two thin shirts become thicker so prevent transmission of heat
Air layer between two shirts behaves like insulating media
No radiation of heat takes place

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Physics
In a railway track, two rails are joined end to end with a gap in between them because

Accidents due to expansion in summer can be avoided
Air-gaps are necessary for bearing the weight of running train
Accidents due to contraction in winter can be avoided
Steel can be saved

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