Heat and Mass Transfer
The insulation ability of an insulator with the presence of moisture would

Increase
Remain unaffected
Decrease
May increase/decrease depending on temperature and thickness of insulation

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Heat and Mass Transfer
Film coefficient is defined as Inside diameter of tube

Thermal conductivity Molecular diffusivity of momentum Thermal diffusivity
Equivalent thickness of film
Film coefficient × Inside diameter Thermal conductivity
Thermal conductivity Equivalent thickness of film Specific heat × Viscosity

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