Indian Economy
The banks are required to maintain a certain ratio between their cash in the hand and total assets. This is called

Central Liquid Reserve (CLR)
Statutory Bank Ratio (SBR)
Statutory Liquid Ratio (SLR)
Central Bank Reserve (CBR)

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Indian Economy
Depreciation means

loss of equipment over time due to wear and tear
closure of a plant due to lock out
closure of a plant due to labour trouble
destruction of a plant in a fire accident

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