Physics
Mud houses are cooler in summers and warmer in winters as compared to brick houses because

Mud is a bad conductor
Evaporation of water causes cooling in summers and sunlight coming through holes causes warming in winters
Mud is a good conductor
Mud is a poor insulator

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Physics
A stone floor feels cold to the bare feet but a carpet on the same floor feels warm. This is because

The floor and carpet are at different temperatures
The stone conveys the heat away from the feet more rapidly than the carpet
The carpet is a better conductor of heat than the stone
The human body maintains a constant temperature

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