MS Excel
When you want to insert a blank embedded excel object in a word document you can

Click the object command on the insert menu
Click the office links button on the standard toolbar
Click the import excel command on the file menu
Click the create worksheet button on the formatting toolbar

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MS Excel
How do you insert a row?

Right-click the row heading where you want to insert the new row and select Insert from the shortcut menu
Select the row heading where you want to insert the new row and click the Insert Row button on the standard toolbar
Select the row heading where you want to insert the new row and select Edit >Row from the menu
All of the listed here

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